# Vantage Money

> Vantage Money is a personal finance tracker for US residents — spending, budgets, net worth and
> recurring bills in one web app. There is a permanently free tier ($0). Connecting a bank account
> for automatic transaction sync, and the AI assistant, both require a paid plan ($5 or $12/month).

Vantage Money LLC operates https://vantagemoney.app. The site is a JavaScript single-page
application, so a fetch that does not execute JavaScript returns only the app shell. This file is
therefore the authoritative machine-readable description of the product and its public pages.

- What it is: a budgeting and net-worth tracker. Not a bank, broker, or financial adviser — it
  does not hold funds, move money, or place trades.
- Who it is for: US residents aged 18 or older, the only people eligible to open an account.
- What is notable: the free tier carries no ads and no cap on transactions; budgeting is
  income-based; transactions are categorised automatically and correctable with rules.
- Provider: Vantage Money LLC, Spokane, WA, USA. Support: support@vantagemoney.app.

## Public pages

- [Landing page](https://vantagemoney.app/): product overview and the feature list.
- [Pricing](https://vantagemoney.app/pricing): the full Free / Basic / Premium comparison table.
- [Create an account](https://vantagemoney.app/register): email and password sign-up.
- [Sign in](https://vantagemoney.app/login)
- [Terms of Service](https://vantagemoney.app/terms): eligibility, billing, and the disclaimers.
- [Privacy Policy](https://vantagemoney.app/privacy): what is collected, Plaid and Groq
  disclosures, retention, and how to delete an account.

## Plans and what each unlocks

- [Free — $0/month](https://vantagemoney.app/pricing): unlimited transactions, income-based
  budgeting, net worth tracking, automatic recurring-bill detection, categorisation rules, cash
  flow analysis, insights, and CSV export. No bank connection on this plan.
- [Basic — $5/month](https://vantagemoney.app/pricing): adds PDF and CSV bank statement import,
  1,000 transaction enrichments per month, custom (manual) accounts, and customer support.
- [Premium — $12/month](https://vantagemoney.app/pricing): adds automatic daily bank sync through
  Plaid (up to 12 institutions), 2,000 enrichments per month, and the AI assistant "Sam" — a chat
  assistant that answers questions about the user's own transactions and budgets.

## Full reference

- [llms-full.txt](https://vantagemoney.app/llms-full.txt): the same information expanded — every
  feature, the invite-only beta tools, security and data handling, and the questions users ask most.
- [sitemap.xml](https://vantagemoney.app/sitemap.xml): the crawlable public URLs.

## Optional

- [AI and data handling](https://vantagemoney.app/privacy): AI queries are processed by Groq Inc.
  under a zero-data-retention policy; assistant output is informational, not financial advice.
- [Support](mailto:support@vantagemoney.app): support@vantagemoney.app